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Insurance Licensing New York Insurance NY-Independent-General-Adjuster Braindumps

NY-Independent-General-Adjuster

Exam Code: NY-Independent-General-Adjuster

Exam Name: NewYorkIndependent General Adjuster (Series 17-70)

Updated: Sep 18, 2026

Q & A: 107 Questions and Answers

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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Medical Reports and Terminology4%- Injuries, Diseases and Medical Tests
  • 1. Diagnostic Tests
    • 2. Common Injuries and Diseases
      - Medical Terminology
      • 1. Medical Specialties
        • 2. Prefixes, Suffixes and Abbreviations
          - Basic Human Anatomy
          • 1. Skeletal, Nervous and Respiratory Systems
            • 2. Cardiovascular and Abdominal Systems
              Topic 2: Accident and Health Insurance Basics6%- Limited Policies
              • 1. Accident-Only and Specified Disease
                • 2. Hospital, Dental and Vision Coverage
                  - Accident and Health Claims
                  • 1. Investigation and Payment of Claims
                    • 2. Notice and Proof of Loss
                      - Types of Coverage
                      • 1. Accidental Injury and Sickness
                        • 2. Disability, Medical and Long-Term Care
                          Topic 3: Dwelling Policy6%- Property Coverages
                          • 1. Dwelling and Other Structures
                            • 2. Personal Property and Loss of Use
                              - Exclusions, Conditions and Endorsements
                              • 1. General Exclusions and Conditions
                                • 2. New York and Selected Endorsements
                                  - Coverage Forms and Perils
                                  • 1. Basic, Broad and Special Forms
                                    • 2. Covered Perils
                                      Topic 4: Insurance Regulation6%- License Maintenance
                                      • 1. Assumed Names and Reporting
                                        • 2. Renewal and Changes
                                          - Disciplinary Actions
                                          • 1. Penalties and Cease and Desist Orders
                                            • 2. Suspension and Revocation
                                              - Licensing Requirements
                                              • 1. Qualifications and Application
                                                • 2. Bond and Fingerprinting
                                                  - Claim Settlement Regulations
                                                  • 1. Unfair Claim Practices
                                                    • 2. Consumer Privacy
                                                      Topic 5: Adjusting Losses11%- Property and Liability Losses
                                                      • 1. Estimates, Depreciation and Salvage
                                                        • 2. Coverage Verification and Loss Evaluation
                                                          - Role of the Adjuster
                                                          • 1. Duties and Responsibilities
                                                            • 2. Independent, Staff and Public Adjusters
                                                              - Claim Settlement
                                                              • 1. Subrogation, Appraisal and Arbitration
                                                                • 2. Negotiation and Releases
                                                                  - Claim Investigation
                                                                  • 1. Evidence and Witness Statements
                                                                    • 2. Claim Reporting and Documentation
                                                                      Topic 6: Homeowners Policy10%- Liability Coverages
                                                                      • 1. Medical Payments to Others
                                                                        • 2. Personal Liability
                                                                          - Property Coverages
                                                                          • 1. Dwelling, Other Structures and Personal Property
                                                                            • 2. Loss of Use and Additional Coverages
                                                                              - Perils, Exclusions and Conditions
                                                                              • 1. Exclusions and Conditions
                                                                                • 2. Perils Insured Against
                                                                                  - Coverage Forms
                                                                                  • 1. HO-8
                                                                                    • 2. HO-2 through HO-6
                                                                                      - Selected Endorsements
                                                                                      • 1. Earthquake, Identity Fraud and Home Business
                                                                                        • 2. New York Special Provisions
                                                                                          Topic 7: Insurance Basics6%- Insurance Contracts
                                                                                          • 1. Elements and Characteristics
                                                                                            • 2. Representations, Warranties and Concealment
                                                                                              - Policy Structure
                                                                                              • 1. Subrogation, Salvage and Loss Settlement
                                                                                                • 2. Declarations, Conditions and Exclusions
                                                                                                  • 3. Limits, Deductibles and Other Insurance
                                                                                                    - Insurance Principles
                                                                                                    • 1. Causes and Valuation of Loss
                                                                                                      • 2. Hazards, Negligence and Liability
                                                                                                        • 3. Insurable Interest and Indemnity
                                                                                                          Topic 8: Commercial Package Policy38%- Commercial Policy Components
                                                                                                          • 1. Common Policy Declarations
                                                                                                            • 2. Common Policy Conditions
                                                                                                              - Transportation Coverages
                                                                                                              • 1. Transit Coverage
                                                                                                                • 2. Motor Truck Cargo
                                                                                                                  • 3. Common Carrier Legal Liability
                                                                                                                    - Commercial Inland Marine
                                                                                                                    • 1. Contractors Equipment and Installation Floaters
                                                                                                                      • 2. Marine Definition and Conditions
                                                                                                                        • 3. Jewelers Block, Signs and Electronic Data Processing
                                                                                                                          • 4. Accounts Receivable and Valuable Papers
                                                                                                                            Topic 9: Personal Inland Marine13%- Personal Effects Floater
                                                                                                                            • 1. Coverage and Loss Settlement
                                                                                                                              - Personal Property Floater
                                                                                                                              • 1. Coverage and Eligible Property
                                                                                                                                - Personal Articles Floater
                                                                                                                                • 1. Scheduled Personal Property

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

                                                                                                                                  Question #1
                                                                                                                                  A New York producer moved his/her office on April 1. The producer MUST inform the Superintendent of the address change no later than

                                                                                                                                  A. July 1.
                                                                                                                                  B. October 1.
                                                                                                                                  C. May 1.
                                                                                                                                  D. December 31.


                                                                                                                                  Question #2
                                                                                                                                  Under a Businessowners Policy, Inside the Premises - Robbery or Safe Burglary of Money and Securities, this coverage applies to robbery of

                                                                                                                                  A. a custodian that takes place within the premises.
                                                                                                                                  B. a client that takes place within the premises.
                                                                                                                                  C. an employee that takes place off the premises.
                                                                                                                                  D. a custodian that takes place off the premises.


                                                                                                                                  Question #3
                                                                                                                                  Which of the following is the medical abbreviation for getting something done immediately?

                                                                                                                                  A. DNR.
                                                                                                                                  B. A and P.
                                                                                                                                  C. Rx.
                                                                                                                                  D. Stat.


                                                                                                                                  Question #4
                                                                                                                                  An example of the insured's consideration is

                                                                                                                                  A. a notice of beneficiary.
                                                                                                                                  B. a paid premium.
                                                                                                                                  C. an insurance application.
                                                                                                                                  D. a contract signing requirement.


                                                                                                                                  Question #5
                                                                                                                                  Under the Businessowners Policy (BOP), business income loss coverage begins after a covered loss has occurred and continues for a MAXIMUM of

                                                                                                                                  A. 1 month.
                                                                                                                                  B. 3 consecutive months.
                                                                                                                                  C. 6 consecutive months.
                                                                                                                                  D. 12 consecutive months.


                                                                                                                                  Solutions:

                                                                                                                                  Question #1
                                                                                                                                  Correct Answer: C
                                                                                                                                  Question #2
                                                                                                                                  Correct Answer: A
                                                                                                                                  Question #3
                                                                                                                                  Correct Answer: D
                                                                                                                                  Question #4
                                                                                                                                  Correct Answer: B
                                                                                                                                  Question #5
                                                                                                                                  Correct Answer: D

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